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Amazon Flex Car Insurance 101

Buckle Team
September 13, 2022

If you drive for Amazon Flex, you need to make sure you have the right Amazon Flex car insurance. Learn everything you need to know about insurance for Amazon Flex drivers at Buckle.

As the program's name implies, Amazon Flex gives delivery drivers some flexibility. But it's not as flexible when it comes to insurance coverage.

This article will review Amazon Flex car insurance and what you need to know to ensure you have the proper insurance if you drive for Amazon Flex.

What Is Amazon Flex?

Amazon Flex is a program offered by Amazon that allows drivers to deliver packages in specific areas using their own vehicles. According to the company, Amazon flex drivers can earn $18 to $25 per hour, depending on their location, tips and other factors.

How Does Amazon Flex Work

For starters, Amazon Flex works like many other delivery network companies (DNC) or delivery driver services — you first need to download the app and create an account.  

Then, you can use the app to search for and reserve different delivery blocks — times you're available to deliver packages. You'll see how much you're likely to make and how long the deliveries should take.  

When it's time to make your deliveries, you drive to your designated Amazon location to pick up your packages and use the app to find your destinations.  

What Amazon Flex Insurance Is Available?

The company does offer some insurance for delivery drivers. Barring certain requirements, the Amazon Flex policy provides up to $1 million of liability coverage per incident for accidents that are ruled the Amazon delivery driver's fault, $50,000 in damages to your vehicle and $1 million in uninsured/underinsured motorist coverage.  

Buckle offers Amazon Flex insurance in a wide variety of coverages to meet your specific situation. We have the insurance you need when you need it.

What Are Amazon Flex Insurance Requirements?

No review of insurance for Amazon Flex would be complete without a discussion of the Amazon Flex insurance requirements. The most basic condition of an Amazon Flex policy is that you must be picking up or delivering a package for Amazon Flex insurance coverage to be in force. It does not cover you for off-delivery times, unlike Buckle, which covers you whether you're on or off app.

Another requirement is that you must have a personal auto insurance policy to take advantage of Amazon Flex insurance coverage. Furthermore, you must have comprehensive/collision coverage as part of your personal insurance policy for the $50,000 in damages to be effective. Buckle, on the other hand, doesn't require a separate personal policy — it covers you for both personal driving and delivery driving.  

Also, only you can make Amazon Flex insurance claims. If you let someone else deliver packages for you, or have a passenger in your car while you're making deliveries and an accident occurs, Amazon's policy will not cover them.

What Is the Best Car Insurance for Amazon Flex?

Investigating insurance for delivery drivers can be confusing. Most insurance providers don't cover delivery driving under a personal insurance policy. And some insurance companies may void your personal policy if you don't disclose that you're a delivery driver.  

This is where Buckle comes in. We make insurance for Amazon Flex drivers easy by covering your personal and delivery driving, all under one convenient policy. Whether you're running personal errands or making deliveries, we have you covered. We provide protection on all purchased coverage, regardless of your reason for driving. If you're looking for the best Amazon Flex insurance, you can't go wrong with Buckle.

Trust Your Amazon Flex Car Insurance to Buckle

As an Amazon Flex driver, you like being in control of your schedule. You can also take control of your insurance needs by signing up for Amazon Flex car insurance with us. We base our competitive rates on your driving record — not your credit score — and we offer deductibles as low as $500. Get a quote now and see how easy insurance is with Buckle.

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