FAQs

 

ABOUT US          GET A POLICY

About us

Why choose Buckle?

Buckle has created a product specifically built for rideshare drivers. This isn’t a tacked on charge to some pre-existing policy. This is new and it’s built just for you. With one low rate you’ll be covered on and off the clock. Total coverage at a lower price than you’re paying now. There’s no credit check involved. Just share your rideshare information with us and we can get you a great quote you’ll be happy with. And, Buckle replaces the auto insurance you have today.

Why are Buckle rates so low?

Buckle does things differently. We decided to focus on what really matters; How you drive. We use your rideshare information, such as your star rating, to determine how much we can save you. In general, rideshare drivers have proven to be better, safer drivers. We put our trust in our drivers and strive to get them the lowest rates possible. No credit checks, no bias, just teamwork.

Where is Buckle available?

If you’re in Georgia, you’re in luck! If you’re not, don’t worry. We promise you’ll see us soon.

Who is behind buckle?

Buckle was started by a team of insurance and technology experts who wanted to use their skills to help people. The needs of the rideshare community provided the perfect place to start. The founders saw a problem, developed a solution and hired an expert team to help the plan come together.

Is Buckle a safe company to work with?

In short, yes. We’re all about safety. But for peace of mind, Buckle is regulated by State Insurance Commissioners so you can trust us as much as we trust you. Also, we’re backed by MunichRe and Clear Blue Insurance. Just another reason to rest easy.

Why is Buckle different?

We were born out of a want to help people. That idea evolved into an insurance company that is based on being personal, helpful, and fair. Our insurance was built specifically for those who rideshare. How well you drive dictates how much we can save you. We don’t see you as a number, we see you as a partner. Let’s work together. 

Am I getting less because I’m paying less?

Absolutely not. Buckle gives you total coverage for personal and commercial use. Our innovative approach to insurance relies on our rideshare technology and trust in our drivers.

Why is Buckle only for rideshare drivers?

Buckle is focused on offering commercial and personal coverage in a single policy at an incredibly low price. We got into the business to provide a solution to a glaring problem. 

Can I get a quote without purchasing?

Yes. Getting your free quote takes less than 5 minutes and you can always decline to purchase until you are ready.

Does getting a quote require a credit check?

No, Buckle will never check your credit. We use pioneering methods to provide innovative, non biased coverage for our drivers.

How do I get buckle?

You’re already here at www.buckleup.com. Just answer a few questions and link your rideshare app to us. Or you can always call us, we’d love to hear from you.

Does buckle share my information?

We’re not in the business of selling information – point blank. Buckle uses your rideshare information to get you the lowest quote possible, and that’s it.

 

ABOUT US          GET A POLICY

Get a policy

How do I get a quote?

Getting a quote is easy. Simply visit www.Buckleup.com or download our app. You’ll be guided through a few questions and have your quote in about 5 minutes. Aren’t you curious to see how good it could be?

How do I buy the policy?

Get your quote first and we’ll guide you to the next step. If you’re just checking to see what your quote could be, there’s no pressure. If you already got a quote and you’re now ready to buy, just give us a call.

Do I need to drive for a rideshare company or transportation network?

Straight answer, yes. In order to offer such low prices we rely on rideshare information to determine rates. If you have any questions around the status of your account and your eligibility give us a call and we’ll talk through it.

What type of insurance do I need?

The choice is yours. We have multiple levels to fit your specific needs. Check out our Basic, Full Coverage, or Custom options:

  1. Basic – This gives you minimum liability coverage only, as required by law. Liability includes coverage for bodily injury and property. This is the lowest level of coverage, so it will always be the lowest price.

  2. Full Coverage – “Full Coverage” means you have Basic coverage, and also collision & comprehensive for your vehicle. Having your vehicle covered protects you against accidents, and things like theft.(This does not cover theft of contents, FYI.)

  3. Custom – This option allows you to mix and match different types of coverage. You can include coverages like uninsured motorist or medical payments. Whatever you want for peace of mind.

How can I pay for buckle insurance?

All the easy ways. We accept credit cards, debit cards, prepaid Visas, PayPal. 

How do I switch to buckle from my current insurance?

Buckle replaces your current insurance. Our one policy will give you all the coverage you need, After you purchase Buckle we’ll help cancel your previous insurance immediately. You may even get a refund from “unused premium.” If have any questions about the process you can give us a call and we’ll walk you through it.

How is buckle insurance different from “TNC” provided insurance policies?

TNC insurance only covers you while you are rideshare driving. Buckle has you covered for personal and commercial use. In short, Buckle offers total coverage for better prices.

Can I add other people to my policy?

We allow you to add your spouse (provided you both have the same address) to your policy.

How do I make a change to my policy?

Just give us a call so you can speak to a licensed agent about any changes.

How do I renew my policy?

We’ll contact you when it’s time for a renewal. In the future we can set up an automatic renewal if you prefer that. 

What is buckle’s maximum vehicle coverage?

Vehicles can be covered up to $40,000. Any vehicle valued over $40,000 will be covered at $40,000. This applies to both Comprehensive and Collision.

Does my policy cover towing and rental?

Buckle does not include towing and rental coverage automatically. Buckle gives you the opportunity to purchase it as an additional coverage. 

What are my policy length options?

We offer six month policies.

What are my payment options?

You can pay in full or pay monthly. The first payment is due when you sign up. We’re going with the times though, and we only accept electronic payments.

How many vehicles can I have on my policy?

You can have two vehicles on your policy. Your only responsibility is to update your Buckle coverage within 30 days of acquiring the second vehicle.

Am I covered if I use/borrow someone else’s car?

We’re all about sharing. You’re covered while borrowing a vehicle if you stick to the rules. You’ll need permission from the car’s owner to use the vehicle in order to be covered. 

Keep in mind this has to be temporary, and only applies if your covered car is out of service because of:  1) breakdown, 2) repair, 3) servicing, 4) loss, or 5) destruction. 

What if I stop driving for Uber or Lyft?

With how our policy is structured, you have to be an active rideshare driver to use Buckle. If you end your relationship with transportation network(s)  your coverage will be cancelled after 30 days. We’ll be sorry to see you go.

What if I move out of the state in which I’m insured?

If an insured or insured vehicle is relocated outside of your state during the policy term, the policy may be non-renewed or cancelled.

Can I cancel my policy?

A policy can be canceled in the following circumstances:

  1. The company is provided evidence of a duplicate, concurrent coverage in the form of a company-generated declaration page

  2. Request for flat cancellation is received prior to the policy effective date

  3. The insured is no longer on “active” status with a TNC

  4. Within 5 (five) business days of the policy effective date, proof is provided that the insured never took ownership of the vehicle.

  5. Insured requests for other cancellations, either via the insured or the company, are processed using the pro-rata method.
     

How are Buckle’s rates determined?

We use a variety of methods to offer rates that are unbiased, low and fair. See details below:

Rates are determined by classifying risks through driver experience, garaging zip code location, driving time, vehicle or risk surcharges, and/or other discounts. Driving record points, including both accidents and violations, are assigned from activity during the most recent 36-month period preceding the effective date of coverage. We do not look at personal data like credit score or driver age when assessing risk.

Can I add or remove a driver once a policy is in effect?

The only driver that can be added is a spouse that shares your same address. If your spouse no longer shares your address they may be deleted upon our receipt of the request from you.

It’s so easy to get started.

Buckle car insurance rates in Atlanta start at $55/month.

QUESTIONS?

1.866.828.2553

Call 8am – 8pm EST Daily

wecare@buckleup.com

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