The Right Car Insurance Coverage For Gig Drivers

Buckle provides the coverage you need so you can drive with the peace of mind in knowing you have the right insurance. We offer gig insurance for Lyft, Gopuff, Uber Eats, and more.

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Rideshare & Delivery Company Coverage

Wherever You Go, There We Are

In order to have Buckle's coverage for rideshare or delivery companies, you need to select each company when you sign up for your Buckle policy.

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Period 0
App Off

  • Personal driving
  • Coverage applies

Period 1
App Off

  • Have not accepted a ride or delivery
  • Coverage applies

Period 2
App Off

  • Ride/delivery accepted & on the way to pick up
  • Coverage applies

Period 3
App Off

  • Ride/delivery picked up & is in your vehicle
  • Coverage applies

The coverage on your Buckle policy will apply for all periods of driving.

Period 0
App Off

  • Personal driving
  • Coverage applies

Period 1
App Off

  • Have not accepted a ride or delivery
  • Comprehensive & collision deductible applies

Period 2
App Off

  • Ride/delivery accepted & on the way to pick up
  • Comprehensive & collision deductible applies

Period 3
App Off

  • Ride/delivery picked up & is in your vehicle
  • Comprehensive & collision deductible applies

The coverage on your Buckle policy will apply for personal driving. If your car is damaged in periods 1, 2, or 3, you Buckle comprehensive and collision deductible applies. That means if your rideshare or delivery company does not provide comprehensive or collision coverage, but you purchased this type of coverage on your Buckle policy, then your Buckle deductible would apply when you have a covered loss. On the flip side, if your rideshare or delivery company does provide comprehensive and collision coverage, but their deductible is higher than your Buckle deductible, you still only pay your Buckle deductible-then we pay the difference to reach the company's deductible.

Buckle

Period 0
App Off

  • Personal driving
  • Coverage applies

Period 1
App Off

  • Have not accepted a delivery
  • Coverage applies

Period 2
App Off

  • Delivery accepted & on the way to pick up
  • Comprehensive & collision deductible applies

Period 3
App Off

  • Delivery picked up & is in your vehicle
  • Comprehensive & collision deductible applies

When you are doing personal driving, or if you're driving in period 1 for these companies, the coverage on your Buckle policy will apply. If your car is damaged in periods 2 or 3 for these companies, your Buckle comprehensive and collision deductible applies. That means if your rideshare or delivery company does not provide comprehensive or collision coverage, but you purchased this type of coverage on your Buckle policy, then your Buckle deductible would apply when you have a covered loss. On the flip side, if your rideshare or delivery company does provide comprehensive and collision coverage, but their deductible is higher than your Buckle deductible, you still only pay your Buckle deductible-then we pay the difference to reach the company's deductible.

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What We Offer In Your Area

Our Coverage Map

Buckle offers car insurance for rideshare and delivery drivers in select states. We also have a free membership community available for drivers nationwide that offers discounts, perks, and benefits. See what we offer near you!

Frequently Asked Questions

Without Buckle
With Buckle
Who do I call to submit a claim while I’m driving for personal driving, delivery or rideshare?
Either your personal auto insurance company, your delivery company, or your rideshare company.
Buckle is the only company you need to call!
Do I need a separate personal auto policy if I drive for TNCs?
Yes, for your personal driving and often to meet requirements set by your state.
No, Buckle covers your personal, rideshare and delivery driving in one policy.
Do I need an add-on policy for rideshare or delivery?
Possibly; your personal auto policy and rideshare or delivery company may not cover you during all periods of driving rideshare and delivery.
No, you just need to let Buckle know the TNCs you drive for and have them listed on your policy.
Are all rideshare/ delivery platforms covered?
Not likely and is dependent on the policy of each platform.
Buckle is currently covering the most common TNCs our members drive for. We are working to expand the list of platforms.
Frequently Asked Questions
Without Buckle
With Buckle
Who do I call to submit a claim while I’m driving for personal driving, delivery or rideshare?
Either your personal auto insurance company, your delivery company, or your rideshare company.
Buckle is the only company you need to call!
Do I need a separate personal auto policy if I drive for TNCs?
Yes, for your personal driving and often to meet requirements set by your state.
No, Buckle covers your personal, rideshare and delivery driving in one policy.
Do I need an add-on policy for rideshare or delivery?
Possibly; your personal auto policy and rideshare or delivery company may not cover you during all periods of driving rideshare and delivery.
No, you just need to let Buckle know the TNCs you drive for and have them listed on your policy.
Are all rideshare/ delivery platforms covered?
Not likely and is dependent on the policy of each platform.
Buckle is currently covering the most common TNCs our members drive for and we are working to expand the list of platforms
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